Forensic Audit

      A Forensic Audit is a through and concise examination of all the mortgage documents and disclosures you signed at closing you attended when you purchased or refinanced your home.

      The Forensic Audit will put your closing documents through a series of both Federal and State Test. These tests are used to determine whether or not your mortgage loan documents are in compliance with TILA, RESPA, HOEPA, HDMA, and ECOA.

      In the event there is a violation in any of the areas mentioned above, your lender will be considered to be out of compliance and this can prove to be a very big advantage to you. You see If your lender or servicer is out of compliance and it can be proven, then your lender or servicer will have to get your mortgage into compliance and this usually involves the utilization or a loan modification.

      You can find out more about Forensic Loan Audits by enrolling into my innovate 3-Step Loan Modification Service and Obtaining a your own copy of my guide “A Homeowners Guide To Loan Modifications.”

Get Started Now on Saving your Home From Foreclosure!!

We look Forward to working with you,

Shayne Smith / Founder