First American Home Warranty
First American Home Warranty is a home warranty brand operated under First American Financial Corporation, a company also known for title insurance. Its plan lineup separates basic and premier coverage tiers and publishes a fixed trade service call fee, with optional add-ons for items like well pumps and pool equipment.
Parent company First American Financial Corporation · Mid positioning · Updated August 2026
Product lines
Covers a defined list of core systems and appliances at the entry price point.
Expands the covered item list and published caps relative to the Basic plan.
Optional items such as well pump, septic, or pool and spa equipment, priced separately.
Warranty summary
| Coverage | Published term |
|---|---|
| Plan structure | Two base tiers (Basic and Premier) with optional add-ons priced separately |
| Service call fee structure | Fixed trade service call fee stated in the plan agreement |
| Published coverage caps | Per-item dollar caps listed in the plan agreement, generally higher on the Premier tier |
| Waiting period | 30-day waiting period published in the sample contract, with state variation |
| Workmanship guarantee | A limited re-service guarantee on completed repairs is published, with a stated time window |
| Contractor selection policy | Dispatches from its own contractor network by default |
| Cancellation terms | Cancellation and refund terms are stated in the agreement and vary by how far into the term you cancel |
| State availability | Sold in a defined set of states; confirm availability and terms for your address |
Coverage caps, exclusions, and fees vary by state, plan, and contract version, so read the current sample contract for your state before assuming a term applies to your quote.
Price positioning
Priced as an annual premium with a fixed trade service call fee rather than a selectable tier. First American does not publish one national price, so a written, address-specific quote is the only reliable figure to compare against another provider's quote.
Contractor network and claim process
Repairs are dispatched to contractors in First American Home Warranty's own network. Claims are typically filed online or by phone, and the provider coordinates scheduling with the assigned contractor.
Maintenance considerations
- Confirm which item categories move from Basic to Premier before assuming a system is covered.
- Check the published per-item cap on your most expensive system against a realistic replacement cost.
- Price any add-on you need separately, since well pumps, septic, and pool equipment are not in the base plans.
- Ask what the premium looks like at renewal, since introductory pricing is not guaranteed to hold.
- Confirm your state is on the current availability list before requesting a quote.
- Read the cancellation clause, including any fee for canceling mid-term.
First American Home Warranty comparisons
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Seller coverage and buyer transfer at closing.
Financing options
How homeowners pay for this work, with the tradeoffs of each route.
Warranty resources
What manufacturer coverage does and does not include, and where a service contract fits.
Frequently asked questions
Who owns First American Home Warranty?
It operates under First American Financial Corporation, a company also known for title insurance. The home warranty business is a separate product line from the title business.
What is the difference between Basic and Premier plans?
Premier expands the covered item list and generally publishes higher per-item caps than Basic. Confirm the exact item list and caps in the plan agreement rather than a marketing summary.
Does First American cover well pumps or septic systems?
These are typically offered as optional add-ons priced separately from the base plans, not included by default. Confirm the add-on price and cap before assuming it is covered.
Is First American Home Warranty available in my state?
It is sold in a defined set of states rather than nationwide. Confirm availability and the applicable contract terms for your address before comparing quotes.
Does First American publish claim approval rates?
No independently verifiable, disclosed claim approval rate was found for this review. Treat any approval figure cited elsewhere as unverified.
Verify these details yourself
- Claim approval rates. No independently verifiable, disclosed dataset was found.
- Contractor quality and dispatch speed in a specific ZIP code.
- Renewal pricing after the first contract term, which is not published in advance.
- State-specific exclusions and the current list of states where the plan is sold.
Sources
- First American Home Warranty plan pages · Official warranty provider, checked 2026-08-03, confidence: high
- First American Home Warranty sample contract and coverage documents · Official warranty provider, checked 2026-08-03, confidence: medium
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