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Roofing pros and cons
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Pros: improved performance, lower maintenance cost, better resale appeal. Cons: $8k+ upfront, disruption for 1–5 days for most reroofs, and the risk of hidden damage discoveries.
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Financing options
Most homeowners pay cash for smaller jobs, use a HELOC or home equity loan for larger projects, or take a renovation loan when equity is limited.
Insurance considerations
Homeowners insurance covers sudden, accidental damage from a named peril. Gradual wear and maintenance issues are excluded — a home warranty may help close that gap.
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Last updated: 1970-01-01