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Solar financing
Quick answer
Most homeowners finance solar system work with a HELOC (7–9% APR), a home equity loan, a 0% intro contractor plan (12–24 months), or a renovation loan when equity is thin. Avoid high-rate door-to-door financing.
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Financing options
Most homeowners pay cash for smaller jobs, use a HELOC or home equity loan for larger projects, or take a renovation loan when equity is limited.
Insurance considerations
Homeowners insurance covers sudden, accidental damage from a named peril. Gradual wear and maintenance issues are excluded — a home warranty may help close that gap.
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Last updated: 1970-01-01